Personal loan in Bengaluru
Across 113 pincodes in Bengaluru, 93% have 4 or more lenders to choose from, and in 99% the listed amounts reach ₹50 lakh. Listed rates from these lenders run from 12% to 36% a year.
Check your pincode
Coverage is decided pincode by pincode. Enter yours to see how many options you have and the amounts listed there.
How much choice Bengaluru has
In 62% of Bengaluru Urban’s pincodes, 5 lenders serve the area — the widest choice among the 4 cities on this site. That matters most for mid-size loans: with more lenders, you are more likely to find one whose listed range, rate and repayment period fit you. A few edge pincodes (1) have only one option.
How many lenders serve Bengaluru pincodes
- 5 lenders70 pincodes
- 4 lenders35 pincodes
- 3 lenders7 pincodes
- 1 lender1 pincode
1 lender serves every pincode in Bengaluru; 4 serve most or part of it.
Which areas this page covers
This page covers the pincodes of Bengaluru Urban district — the city and its main suburbs. Places such as Devanahalli and Doddaballapur fall in Bengaluru Rural district and are not counted here; check those pincodes directly.
Coverage as of 4 Nov 2026, from our lenders’ pincode lists. You apply online; there is no branch to visit.
Who lends through Innopay Money
Loans are sanctioned by RBI-regulated lenders; Innopay Money does not lend. These are the lenders that serve at least one Bengaluru pincode.The lender for your loan is named in your offer and in its Key Fact Statement. How to check a lender.
See the 5 lenders and their listed termsalphabetical, not a ranking
| Lender | Bengaluru pincodes served | Amount | Rate (p.a.) |
|---|---|---|---|
| Aye Finance | 70 of 113 (62%) | ₹5,000 – ₹1 lakh | 24% – 29.5% |
| Hero Fincorp | 105 of 113 (93%) | ₹50,000 – ₹7 lakh | 18% – 30% |
| mPokket | 113 of 113 (100%) | ₹1,000 – ₹2 lakh | 18% – 36% |
| Poonawalla Fincorp | 112 of 113 (99%) | ₹50,000 – ₹15 lakh | 12% – 29% |
| TATA CAPITAL | 112 of 113 (99%) | ₹65,000 – ₹50 lakh | 12% – 29% |
Create an account with your mobile number, choose the amount you need and see the offers available to you. The lender decides approval.
Check your optionsFrequently asked questions
Is Bengaluru Rural included?
No. This page covers Bengaluru Urban district. For places such as Devanahalli or Doddaballapur, enter the pincode in the pincode checker to see the options there.
Why do some Bengaluru pincodes have fewer lenders?
Each lender chooses the pincodes it serves. A pincode with fewer lenders has less choice of amount, rate and repayment period, though the lenders that do serve it decide on the same basis.
Can I apply if I moved to Bengaluru recently?
Yes. Use the pincode of the address you will give in your application. Lenders may ask for proof of that address during KYC.