Personal loan in Delhi
Across 103 pincodes in Delhi, 73% have 4 or more lenders to choose from, and in 93% the listed amounts reach ₹50 lakh. Listed rates from these lenders run from 12% to 36% a year.
Check your pincode
Coverage is decided pincode by pincode. Enter yours to see how many options you have and the amounts listed there.
Coverage differs between Delhi’s districts
On average, South West district pincodes have 4.1 lenders, Shahdara 2.6. 6 pincodes are served by a single lender — if you live in one of them, expect a smaller maximum amount.
| District | Pincodes | Lenders per pincode (average) | Range |
|---|---|---|---|
| Central | 6 | 3.7 | 3–4 |
| East | 4 | 3.8 | 3–4 |
| New Delhi | 17 | 3.6 | 1–4 |
| North | 12 | 3.5 | 1–5 |
| North East | 4 | 3.8 | 3–4 |
| North West | 10 | 3.6 | 2–4 |
| Shahdara | 5 | 2.6 | 1–4 |
| South | 12 | 3.8 | 1–5 |
| South East | 11 | 3.7 | 1–5 |
| South West | 9 | 4.1 | 3–5 |
| West | 13 | 3.8 | 3–4 |
How many lenders serve Delhi pincodes
- 5 lenders7 pincodes
- 4 lenders68 pincodes
- 3 lenders20 pincodes
- 2 lenders2 pincodes
- 1 lender6 pincodes
1 lender serves every pincode in Delhi; 3 serve most or part of it, and 1 only a few pincodes.
Which areas this page covers
This page covers all eleven districts of the National Capital Territory of Delhi. Gurugram, Noida, Ghaziabad and Faridabad are in Haryana and Uttar Pradesh and are not counted here; check those pincodes directly.
Coverage as of 4 Nov 2026, from our lenders’ pincode lists. You apply online; there is no branch to visit.
Who lends through Innopay Money
Loans are sanctioned by RBI-regulated lenders; Innopay Money does not lend. These are the lenders that serve at least one Delhi pincode.The lender for your loan is named in your offer and in its Key Fact Statement. How to check a lender.
See the 5 lenders and their listed termsalphabetical, not a ranking
| Lender | Delhi pincodes served | Amount | Rate (p.a.) |
|---|---|---|---|
| Aye Finance | 7 of 103 (7%) | ₹5,000 – ₹1 lakh | 24% – 29.5% |
| Hero Fincorp | 79 of 103 (77%) | ₹50,000 – ₹7 lakh | 18% – 30% |
| mPokket | 103 of 103 (100%) | ₹1,000 – ₹2 lakh | 18% – 36% |
| Poonawalla Fincorp | 92 of 103 (89%) | ₹50,000 – ₹15 lakh | 12% – 29% |
| TATA CAPITAL | 96 of 103 (93%) | ₹65,000 – ₹50 lakh | 12% – 29% |
Create an account with your mobile number, choose the amount you need and see the offers available to you. The lender decides approval.
Check your optionsFrequently asked questions
Are Gurugram and Noida included?
No. They are in Haryana and Uttar Pradesh. This page covers the eleven districts of Delhi; for other cities in the NCR, enter your pincode in the pincode checker.
Why does coverage differ between Delhi districts?
Each lender serves its own list of pincodes. Where fewer lenders serve a pincode, the choice of amount and rate is smaller.
Which address should I use if I live in one district and work in another?
The address you give in your application, usually where you live. It is the pincode of that address that decides which lenders you can apply to.