Personal loan in Gurugram
Across 28 pincodes in Gurugram, 82% have 4 or more lenders to choose from, and in 100% the listed amounts reach ₹50 lakh. Listed rates from these lenders run from 12% to 36% a year.
Check your pincode
Coverage is decided pincode by pincode. Enter yours to see how many options you have and the amounts listed there.
What decides your offer in Gurugram
With 82% of pincodes served by 4 or more lenders, most pincodes here have a choice of lenders. Which amount you are offered then depends on the lender’s view of your income, existing EMIs and credit history; see what lenders check for larger loans.
How many lenders serve Gurugram pincodes
- 5 lenders11 pincodes
- 4 lenders12 pincodes
- 3 lenders5 pincodes
2 lenders serve every pincode in Gurugram; 3 serve most or part of it.
Which areas this page covers
This page covers Gurugram district (formerly Gurgaon), including Manesar and Sohna. Delhi and Faridabad have their own pages.
Coverage as of 4 Nov 2026, from our lenders’ pincode lists. You apply in the Innopay app; there is no branch to visit.
Who lends through Innopay Money
Loans are sanctioned by RBI-regulated lenders; Innopay Money does not lend. These are the lenders that serve at least one Gurugram pincode. The lender for your loan is named in your offer and in its Key Fact Statement. How to check a lender.
See the 5 lenders and their listed termsalphabetical, not a ranking
| Lender | Gurugram pincodes served | Amount | Rate (p.a.) |
|---|---|---|---|
| Aye Finance | 15 of 28 (54%) | ₹5,000 – ₹1 lakh | 24% – 29.5% |
| Hero Fincorp | 20 of 28 (71%) | ₹50,000 – ₹7 lakh | 18% – 30% |
| mPokket | 28 of 28 (100%) | ₹1,000 – ₹2 lakh | 18% – 36% |
| Poonawalla Fincorp | 27 of 28 (96%) | ₹50,000 – ₹15 lakh | 12% – 29% |
| TATA CAPITAL | 28 of 28 (100%) | ₹65,000 – ₹50 lakh | 12% – 29% |
Listed interest rates, not offers. Compare the APR, fees and repayment schedule in each lender’s Key Fact Statement.
Applications are made in the Innopay app: choose the amount you need there and see the offers available to you. The lender decides approval.
Apply in the Innopay appFrequently asked questions
Are Manesar and Sohna covered?
Yes. Both are in Gurugram district, which this page covers.
Can I get a large personal loan in Gurugram?
Listed amounts reach high values in most Gurugram pincodes, but the amount you are offered depends on the lender's assessment of your income, existing EMIs and credit history.