Personal loan in Patna
Across 68 pincodes in Patna, 90% have 4 or more lenders to choose from, and in 76% the listed amounts reach ₹50 lakh. Listed rates from these lenders run from 12% to 36% a year.
Check your pincode
Coverage is decided pincode by pincode. Enter yours to see how many options you have and the amounts listed there.
How much you can borrow depends on the pincode
In Patna the largest listed amount changes from pincode to pincode:
- up to ₹50 lakh in 52 pincodes
- up to ₹15 lakh in 10 pincodes
- up to ₹2 lakh in 6 pincodes
If you need a larger amount, check your pincode first.
How many lenders serve Patna pincodes
- 5 lenders39 pincodes
- 4 lenders22 pincodes
- 3 lenders1 pincode
- 2 lenders1 pincode
- 1 lender5 pincodes
1 lender serves every pincode in Patna; 4 serve most or part of it.
Which areas this page covers
This page covers Patna district — Patna city with Danapur, Phulwari Sharif and the outlying blocks such as Barh and Masaurhi.
Coverage as of 4 Nov 2026, from our lenders’ pincode lists. You apply in the Innopay app; there is no branch to visit.
Who lends through Innopay Money
Loans are sanctioned by RBI-regulated lenders; Innopay Money does not lend. These are the lenders that serve at least one Patna pincode. The lender for your loan is named in your offer and in its Key Fact Statement. How to check a lender.
See the 5 lenders and their listed termsalphabetical, not a ranking
| Lender | Patna pincodes served | Amount | Rate (p.a.) |
|---|---|---|---|
| Aye Finance | 55 of 68 (81%) | ₹5,000 – ₹1 lakh | 24% – 29.5% |
| Hero Fincorp | 58 of 68 (85%) | ₹50,000 – ₹7 lakh | 18% – 30% |
| mPokket | 68 of 68 (100%) | ₹1,000 – ₹2 lakh | 18% – 36% |
| Poonawalla Fincorp | 60 of 68 (88%) | ₹50,000 – ₹15 lakh | 12% – 29% |
| TATA CAPITAL | 52 of 68 (76%) | ₹65,000 – ₹50 lakh | 12% – 29% |
Listed interest rates, not offers. Compare the APR, fees and repayment schedule in each lender’s Key Fact Statement.
Applications are made in the Innopay app: choose the amount you need there and see the offers available to you. The lender decides approval.
Apply in the Innopay appFrequently asked questions
Why can I borrow less in some parts of Patna district?
The largest amount on offer depends on which lenders serve your pincode, and in some Patna pincodes only lenders with smaller maximums are available. Check your pincode before choosing an amount.
Is Danapur covered?
Yes. Danapur is in Patna district, which this page covers.