Personal loan in Howrah
Across 53 pincodes in Howrah, 75% have 4 or more lenders to choose from, and in 98% the listed amounts reach ₹50 lakh. Listed rates from these lenders run from 12% to 36% a year.
Check your pincode
Coverage is decided pincode by pincode. Enter yours to see how many options you have and the amounts listed there.
Howrah compared with Kolkata
Across the river the choice is a little narrower: 75% of Howrah’s pincodes have 4 or more lenders, against 93% in Kolkata. 3 lenders serve only part of the district, which is the main difference.
How many lenders serve Howrah pincodes
- 5 lenders2 pincodes
- 4 lenders38 pincodes
- 3 lenders12 pincodes
- 2 lenders1 pincode
2 lenders serve every pincode in Howrah; 2 serve most or part of it, and 1 only a few pincodes.
Which areas this page covers
This page covers Howrah district: Howrah city, Bally, Uluberia and the surrounding blocks. Kolkata has its own page.
Coverage as of 4 Nov 2026, from our lenders’ pincode lists. You apply in the Innopay app; there is no branch to visit.
Who lends through Innopay Money
Loans are sanctioned by RBI-regulated lenders; Innopay Money does not lend. These are the lenders that serve at least one Howrah pincode. The lender for your loan is named in your offer and in its Key Fact Statement. How to check a lender.
See the 5 lenders and their listed termsalphabetical, not a ranking
| Lender | Howrah pincodes served | Amount | Rate (p.a.) |
|---|---|---|---|
| Aye Finance | 4 of 53 (8%) | ₹5,000 – ₹1 lakh | 24% – 29.5% |
| Hero Fincorp | 38 of 53 (72%) | ₹50,000 – ₹7 lakh | 18% – 30% |
| mPokket | 53 of 53 (100%) | ₹1,000 – ₹2 lakh | 18% – 36% |
| Poonawalla Fincorp | 53 of 53 (100%) | ₹50,000 – ₹15 lakh | 12% – 29% |
| TATA CAPITAL | 52 of 53 (98%) | ₹65,000 – ₹50 lakh | 12% – 29% |
Listed interest rates, not offers. Compare the APR, fees and repayment schedule in each lender’s Key Fact Statement.
Applications are made in the Innopay app: choose the amount you need there and see the offers available to you. The lender decides approval.
Apply in the Innopay appFrequently asked questions
Are Bally and Uluberia covered?
Yes. Both are in Howrah district, which this page covers.
Should I use my Kolkata office address instead of my Howrah home address?
Use the address you will give in your application, usually where you live, and be ready to prove it during KYC. Its pincode decides which lenders you can apply to.