Personal loan in Pune
Across 149 pincodes in Pune, 93% have 4 or more lenders to choose from, and in 89% the listed amounts reach ₹50 lakh. Listed rates from these lenders run from 12% to 36% a year.
Check your pincode
Coverage is decided pincode by pincode. Enter yours to see how many options you have and the amounts listed there.
City pincodes and the rural edges
78% of the district’s pincodes have 5 lenders. 5 pincodes have a single lender, and there the largest listed amount is smaller. If you live outside the city itself, enter your pincode before you choose an amount.
How many lenders serve Pune pincodes
- 5 lenders116 pincodes
- 4 lenders22 pincodes
- 3 lenders5 pincodes
- 2 lenders1 pincode
- 1 lender5 pincodes
1 lender serves every pincode in Pune; 4 serve most or part of it.
Which areas this page covers
This page covers Pune district: Pune city, Pimpri-Chinchwad and the surrounding talukas such as Haveli, Mulshi and Baramati. That is why it counts more pincodes than most city pages here.
Coverage as of 4 Nov 2026, from our lenders’ pincode lists. You apply in the Innopay app; there is no branch to visit.
Who lends through Innopay Money
Loans are sanctioned by RBI-regulated lenders; Innopay Money does not lend. These are the lenders that serve at least one Pune pincode. The lender for your loan is named in your offer and in its Key Fact Statement. How to check a lender.
See the 5 lenders and their listed termsalphabetical, not a ranking
| Lender | Pune pincodes served | Amount | Rate (p.a.) |
|---|---|---|---|
| Aye Finance | 124 of 149 (83%) | ₹5,000 – ₹1 lakh | 24% – 29.5% |
| Hero Fincorp | 140 of 149 (94%) | ₹50,000 – ₹7 lakh | 18% – 30% |
| mPokket | 149 of 149 (100%) | ₹1,000 – ₹2 lakh | 18% – 36% |
| Poonawalla Fincorp | 144 of 149 (97%) | ₹50,000 – ₹15 lakh | 12% – 29% |
| TATA CAPITAL | 133 of 149 (89%) | ₹65,000 – ₹50 lakh | 12% – 29% |
Listed interest rates, not offers. Compare the APR, fees and repayment schedule in each lender’s Key Fact Statement.
Applications are made in the Innopay app: choose the amount you need there and see the offers available to you. The lender decides approval.
Apply in the Innopay appFrequently asked questions
Is Pimpri-Chinchwad covered?
Yes. Pimpri-Chinchwad is in Pune district, which this page covers. Enter your pincode in the pincode checker to see the exact options at your address.
I live outside Pune city. Can I still apply?
Yes, if lenders serve your pincode. Some pincodes in the district are served by fewer lenders, which can mean a smaller maximum amount, so check your pincode first.